An inherited non-qualified stretch annuity pays out over many years instead of all at once. Only the earnings in each payment are taxable because the…
When comparing Medicare and Affordable Care Act (ACA or Obamacare) coverage, it helps to look at how each program works, who qualifies and what the costs may be. Medicare is a federal program for people…
You can make a Roth IRA conversion at any time, as long as you have money in a qualifying pre-tax account. But the real question is whether it benefits you. Converting in your 60s, for example, can help you avoid required minimum distributions (RMDs) and future taxes on qualified withdrawals.…
First comes love. Then comes marriage. And for around 670,000 couples per year, then comes divorce. While you’re thinking about the holiday season that’s off and running, the nation’s divorce attorneys are already looking ahead to another kind of season: divorce season. Sadly, if not surprisingly, filings tend to go…
Key takeaways The Bank of America® Unlimited Cash Rewards credit card offers a number of unique perks to cardholders, including unlimited flat rate cash back on all purchases. The Bank of America® Customized Cash Rewards credit card is another cash back card option, this one offering bonus cash back of…
Cash back is Americans’ favorite credit card feature by a wide margin, yet rewards enthusiasts often emphasize travel redemptions instead. If you ask an influencer for a best credit card recommendation, you’ll probably hear about a fancy travel card with a hefty annual fee. There’s nothing wrong with that, as…
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Companies in the private sector lost 32,000 jobs in November, payroll processing firm ADP said Wednesday. The figure is below economists’ estimates of a gain of 10,000 jobs. The prior month’s payrolls number was revised…
