Personal Finance
Key takeaways Mobile banking alerts detect fraud faster than manual monitoring. The sooner you report unauthorized activity, the greater your…
You’ve heard of home equity lines of credit (HELOCs) and home equity loans, which let you borrow against the value…
Key takeaways The NCUA (National Credit Union Administration) insures credit union deposits up to $250,000 per depositor, per institution, per…
Key takeaways CD early withdrawal penalties typically cost 60 to 365 days of interest, with longer terms carrying steeper penalties.…
Key takeaways The Federal Reserve’s decisions significantly impact the economy, influencing borrowing costs for consumers, the job market and inflation.…
Key takeaways The Federal Reserve sets interest rates for banks to borrow from each other, which in turn sets interest…
Key takeaways Your credit card APR can go up if the prime rate changes, you paid your credit card bill…
Image by PM Images/Getty Images; Illustration by Hunter Newton/Bankrate Mortgage rates fell this week, with the 30-year fixed rate averaging…
Images by Getty Images; Illustration by Hunter Newton/Bankrate A construction loan is a short-term, high-interest loan used to finance building…
The Federal Reserve isn’t expected to make any rate cuts at its January meeting, but its first gathering of the…
DenisTangneyJr/Getty Images Key takeaways Bridge loans are short-term loans that help cover costs during transitional periods, most often if you…
Key takeaways A bank statement loan allows you to qualify for a mortgage using bank statements rather than pay stubs…