The Federal Deposit Insurance Corp. (FDIC) standard insurance limit hasn’t changed in more than a decade. The FDIC insurance limit has only increased seven times…
Daniel Zuchnik/Getty Images Warren Buffett is one of the greatest investors ever, so when he offers insight into his investment strategy, people tend to listen. Buffett has made his fortune identifying undervalued businesses and buying…
Key takeaways Think about the mix of industries and sectors in your portfolio. For instant diversification at a low price point, look to index funds. Watch out for over diversification as you pick assets. As stocks and other investments change value over time, investors may find that one or…
The traditional certificate of deposit (CD) is far from being the only CD product available to savers. Financial institutions offer a variety of CDs, giving savers more flexibility to manage their money when economic winds change. Rates on many CDs rose in 2022 and 2023, after which they leveled off…
2025 has seen a rough start for the stock market. By mid-March, the Nasdaq plummeted more than 10 percent from its all-time high, entering what market watchers call a “correction.” The S&P 500 stock index wasn’t far behind, either, though not officially in correction territory. This kind of downdraft…
Key takeaways Usury laws set limits on the amount of interest lenders can charge on loans and are typically set at the state level. There is no federally mandated maximum interest rate for credit cards. For credit cards, the CARD Act offers various protections and provides more…
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More ArticlesCredit Sesame breaks down federal job cuts and explains their potential impact on jobs, wages, consumer spending, and your financial health. Federal job cuts often spark debates between those who rely on government services and…