{"id":28546,"date":"2026-04-22T13:09:23","date_gmt":"2026-04-22T13:09:23","guid":{"rendered":"https:\/\/cashadvancenexus.com\/?p=28546"},"modified":"2026-04-22T13:10:33","modified_gmt":"2026-04-22T13:10:33","slug":"can-i-deduct-medical-expenses","status":"publish","type":"post","link":"https:\/\/cashadvancenexus.com\/?p=28546","title":{"rendered":"Can I Deduct Medical Expenses?\u00a0"},"content":{"rendered":"<div>\n<p>Medical expenses can add up fast. If you\u2019re wondering if you can deduct medical expenses from your taxes, the short answer is: maybe.\n    <\/p>\n<div class=\"BlogInsert-copy\">\n<p>Get expert money advice to reach your money goals faster!<\/p>\n<\/p><\/div>\n<p>There are a few key things to keep in mind when you\u2019re figuring out which medical expenses you can and can\u2019t deduct. We\u2019ll break it down for you.\n    <\/p>\n<h2>When Can I Deduct Medical Expenses?<\/h2>\n<p>The IRS allows you to deduct any unreimbursed medical expenses that are more than 7.5% of your adjusted gross income (AGI).<sup>1<\/sup>\n    <\/p>\n<p>Leave it to the IRS to make things clear as mud, right? Let\u2019s look at an example to clear this up. Let\u2019s say that you have an AGI of $60,000. Let\u2019s also say you have $7,500 of medical expenses for the year.\n    <\/p>\n<p>How much of your medical expenses can you deduct? Well, to figure that out, you would multiply $60,000 by 0.075 (7.5%) to get $4,500.\u00a0<em>That\u2019s<\/em>\u00a0your threshold. Everything above $4,500 is deductible. In this case, you could deduct $3,000 of your medical expenses. Typically, the lower your AGI the more deductions and credits you\u2019re eligible to get. Cha-ching!\n    <\/p>\n<p><img decoding=\"async\" loading=\"lazy\" alt=\"can I deduct medical expenses\" src=\"https:\/\/cashadvancenexus.com\/wp-content\/uploads\/2024\/12\/can-i-deduct-medical-expenses.jpg\"\/>\n    <\/p>\n<h2>Which Medical Expenses Are Deductible?<\/h2>\n<p>Thankfully, a lot of your medical expenses are tax deductible.\n    <\/p>\n<p>The IRS defines medical expenses as any costs related to diagnosing, treating or preventing disease.<sup>2<\/sup>\u00a0That\u2019s the IRS\u2019s big-picture definition, but there are some nitty-gritty specifics too. Here are a few more criteria for deductible medical expenses:\n    <\/p>\n<ul>\n<li>Any medical services provided by physicians, surgeons, dentists and other medical professionals<\/li>\n<li>Medications<\/li>\n<li>Medical devices, equipment and other medical supplies<\/li>\n<li>Health and dental insurance premiums\u2014as long as they\u2019re not reimbursed by your employer and the premiums are paid using after-tax dollars<\/li>\n<li>Long-term care and long-term care insurance<\/li>\n<li>Transportation and lodging costs if you have to travel to a health care facility, including\u00a0mileage at a rate of 21 cents per mile\u00a0<sup>3<\/sup><\/li>\n<\/ul>\n<p>You can only include medical and dental expenses you paid during the tax year you\u2019re filing for. So, if you had a root canal (ouch) in January 2025, you won\u2019t be able to deduct that expense until you file your 2025 taxes in 2026. Whomp whomp. (But hey, that\u2019s something to look forward to next year!)\u00a0\n    <\/p>\n<p>Also, you can include any medical expenses you pay for someone else\u2014like your spouse or a dependent\u2014in addition to any you\u2019ve paid for yourself. That definitely helps!\n    <\/p>\n<h2>Which Medical Expenses Are Not Deductible?<\/h2>\n<p>Alright, this might be a bummer, but we have to mention it. Expenses you won\u2019t be able to deduct include things like cosmetic procedures, nonprescription drugs (except for insulin) or purchases made for general health and well-being. So those Flintstone vitamins you buy for your kids (be honest\u2014you eat them too) can\u2019t be deducted.\n    <\/p>\n<p>Other things you can\u2019t deduct include the gym membership you\u2019ve been paying for all year but haven\u2019t used since January (don\u2019t deny it), that $10 wheat grass smoothie (but hey\u2014at least it\u2019s healthy), or medical expenses paid in a different year (if you pay it in 2025, it can only be included in the 2025 tax year).\u00a0\n    <\/p>\n<p>Let\u2019s talk tax-free spending accounts for a minute. If you have a flexible spending account (FSA),\u00a0Health Savings Account (HSA)\u00a0or a health reimbursement arrangement (HRA), the funds in these accounts have essentially\u00a0<em>already<\/em>\u00a0been deducted, because they\u2019re contributed before taxes or reimbursed with tax-free money. So any medical expenses you cover with these accounts\u00a0<em>can\u2019t\u00a0<\/em>be deducted.\n    <\/p>\n<p>You\u2019ve already gotten the tax advantage, so you can\u2019t double up.\n    <\/p>\n<h2>How to Claim Your Medical Expenses Deduction<\/h2>\n<p>In order to claim the medical expense deduction, you\u2019ll have to itemize your expenses. To do that, you\u2019ll use the 1040 form when you file your taxes and attach Schedule A (the sheet you\u2019ll list your expenses on).<sup>4<\/sup> Here\u2019s a quick walk-through of the\u00a0Schedule\u00a0A\u00a0medical expense section:\n    <\/p>\n<ul>\n<li><strong>Line 1:<\/strong>\u00a0Add up all of your medical expenses and put the total here.<\/li>\n<li><strong>Line 2:<\/strong>\u00a0Remember how we talked about AGI? Calculate yours and write it on this line.<\/li>\n<li><strong>Line 3:<\/strong>\u00a0Find 7.5% of your AGI and enter it here. (You\u2019ll just multiply your AGI by 0.075 for this one.)<\/li>\n<li><strong>Line 4:<\/strong>\u00a0Enter the difference between 7.5% of your AGI and your medical expenses total here.<\/li>\n<\/ul>\n<p>If your total medical expenses are less than 7.5% of your AGI then you won\u2019t be able to deduct them because you won\u2019t hit the threshold. If your medical expenses are more, you can deduct the difference! For instance, if 7.5% of your AGI is $5,000 and your medical expenses equal $4,000, you can\u2019t deduct them. If your expenses were $6,500, you could deduct $1,500. Simple!\n    <\/p>\n<p>Now keep in mind, if your itemized deductions (including your medical deductions) are less than the 2025 standard deduction ($15,750 for single filers and $31,500 for married couples filing jointly), you won\u2019t want to itemize.<sup>5<\/sup> Take the standard deduction! Aim for whichever option saves you the most money.\n    <\/p>\n<p>We know it can be a pain to track everything down and do the calculations, but if your eligible medical expenses help make your itemized deductions more than the standard deduction, it\u2019s worth the little bit of hassle! \u00a0\n    <\/p>\n<h2>Get a Tax Pro!<\/h2>\n<p>We know\u2014that was a lot! If\u00a0you have a relatively simple tax return and want to use tax software to file your taxes,\u00a0check out Ramsey SmartTax.\n    <\/p>\n<p>And if you\u2019ve got a complicated tax situation or if you\u2019re just plain confused about how your medical expenses can affect your taxes, working with a trusted tax expert is a smart move. Missing out on deductions could end up costing you more than it would to work with a pro.\n    <\/p>\n<p>A RamseyTrusted tax professional\u00a0can help. They\u2019ve got years of experience and can walk you through your tax filing with confidence. And the sooner you connect with a pro, the sooner you can breathe a sigh of relief.\u00a0\n    <\/p>\n<p>Get a tax pro today!\n    <\/p>\n<\/p><\/div>\n<p>Read the full article <a href=\"https:\/\/www.ramseysolutions.com\/taxes\/can-i-deduct-medical-expenses\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medical expenses can add up fast. If you\u2019re wondering if you can deduct medical expenses from your taxes, the short answer is: maybe. Get expert money advice to reach your money goals faster! There are a few key things to keep in mind when you\u2019re figuring out which medical expenses you can and can\u2019t deduct.<\/p>\n","protected":false},"author":1,"featured_media":28547,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":{"0":"post-28546","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can I Deduct Medical Expenses?\u00a0 - Cash Advance Nexus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashadvancenexus.com\/?p=28546\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can I Deduct Medical Expenses?\u00a0 - Cash Advance Nexus\" \/>\n<meta property=\"og:description\" content=\"Medical expenses can add up fast. 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