{"id":28174,"date":"2026-04-16T17:04:10","date_gmt":"2026-04-16T17:04:10","guid":{"rendered":"https:\/\/cashadvancenexus.com\/?p=28174"},"modified":"2026-04-16T17:04:10","modified_gmt":"2026-04-16T17:04:10","slug":"mortgage-rates-fall-to-6-3-freddie-mac","status":"publish","type":"post","link":"https:\/\/cashadvancenexus.com\/?p=28174","title":{"rendered":"Mortgage rates fall to 6.3%: Freddie Mac"},"content":{"rendered":"
<\/p>\n
\n
\n
<\/div>\n<\/div>\n<\/div>\n

Mortgage rates<\/u> fell this week, mortgage buyer Freddie Mac said Thursday.<\/p>\n

Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage<\/u> declined to 6.3% from last week’s reading of 6.37%.\u00a0<\/p>\n

The average rate on a 30-year loan was 6.83% a year ago.<\/p>\n

MIAMI OVERTAKES LOS ANGELES AND NEW YORK AS WORLD’S RISKIEST HOUSING MARKET FOR BUBBLE RISK<\/strong><\/p>\n

\n
<\/source><\/source><\/source><\/source><\/picture><\/div>\n<\/p><\/div>\n

“Compared to one year ago when rates were at 6.83%, this is a meaningful improvement for homebuyers during what is typically the busy spring homebuying season,” said Sam Khater, Freddie Mac’s chief economist.<\/p>\n

THESE 10 HOUSING MARKETS GIVE FIRST-TIME BUYERS THE BEST SHOT AT HOMEOWNERSHIP IN 2026<\/strong><\/p>\n

LOS ANGELES LEADS NATION IN MASSIVE POPULATION EXODUS AS \u2018BREAKING POINT\u2019 HITS GOLDEN STATE<\/strong><\/p>\n

The average rate on a 15-year fixed mortgage fell to 5.65% from last week’s reading of 5.74%.<\/p>\n

Mortgage rates are affected by several factors, including the Federal Reserve and geopolitics. Though mortgage rates are not directly affected by the Fed’s interest rate decisions, they closely track the 10-year Treasury yield. The 10-year yield hovered around 4.29% as of Thursday afternoon.<\/p>\n

\n
\"People<\/source><\/source><\/source><\/source><\/picture><\/div>\n<\/p><\/div>\n

<\/u><\/strong><\/p>\n

The decline in mortgage rates follows a two-week ceasefire between the U.S. and Iran, brokered with help from Pakistan, that was framed by the White House as a step toward broader negotiations.<\/p>\n

“The 10-year Treasury yield has eased from last week, and this relief has carried through to mortgage rates,” said Realtor.com senior economist Anthony Smith. “However, the durability of this rate decline hinges on whether the ceasefire holds and evolves into a more lasting resolution. Until there is greater clarity on the geopolitical front, mortgage rate volatility is likely to remain elevated, and any improvement could prove temporary.”<\/p>\n<\/div>\n

Read the full article here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Mortgage rates fell this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage declined to 6.3% from last week’s reading of 6.37%.\u00a0 The average rate on a 30-year loan was 6.83% a year ago. MIAMI OVERTAKES LOS ANGELES<\/p>\n","protected":false},"author":1,"featured_media":28175,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":{"0":"post-28174","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-news"},"yoast_head":"\nMortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cashadvancenexus.com\/?p=28174\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus\" \/>\n<meta property=\"og:description\" content=\"Mortgage rates fell this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage declined to 6.3% from last week’s reading of 6.37%.\u00a0 The average rate on a 30-year loan was 6.83% a year ago. MIAMI OVERTAKES LOS ANGELES\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cashadvancenexus.com\/?p=28174\" \/>\n<meta property=\"og:site_name\" content=\"Cash Advance Nexus\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-16T17:04:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1\" \/><meta property=\"og:image\" content=\"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1075\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Press Room\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Press Room\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174\",\"url\":\"https:\/\/cashadvancenexus.com\/?p=28174\",\"name\":\"Mortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus\",\"isPartOf\":{\"@id\":\"https:\/\/cashadvancenexus.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage\"},\"image\":{\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1\",\"datePublished\":\"2026-04-16T17:04:10+00:00\",\"dateModified\":\"2026-04-16T17:04:10+00:00\",\"author\":{\"@id\":\"https:\/\/cashadvancenexus.com\/#\/schema\/person\/e5100b376b021e900c16e8801d447738\"},\"breadcrumb\":{\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/cashadvancenexus.com\/?p=28174\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/cashadvancenexus.com\/?p=28174#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/cashadvancenexus.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgage rates fall to 6.3%: Freddie Mac\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/cashadvancenexus.com\/#website\",\"url\":\"https:\/\/cashadvancenexus.com\/\",\"name\":\"Cash Advance Nexus\",\"description\":\"Latest Personal Finance News and Updates\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/cashadvancenexus.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/cashadvancenexus.com\/#\/schema\/person\/e5100b376b021e900c16e8801d447738\",\"name\":\"Press Room\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/cashadvancenexus.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b895c0c4405ace86c8692c82164597ca94182c0867af18f814a77109395446a1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b895c0c4405ace86c8692c82164597ca94182c0867af18f814a77109395446a1?s=96&d=mm&r=g\",\"caption\":\"Press Room\"},\"sameAs\":[\"https:\/\/cashadvancenexus.com\"],\"url\":\"https:\/\/cashadvancenexus.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Mortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cashadvancenexus.com\/?p=28174","og_locale":"en_US","og_type":"article","og_title":"Mortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus","og_description":"Mortgage rates fell this week, mortgage buyer Freddie Mac said Thursday. Freddie Mac’s latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage declined to 6.3% from last week’s reading of 6.37%.\u00a0 The average rate on a 30-year loan was 6.83% a year ago. MIAMI OVERTAKES LOS ANGELES","og_url":"https:\/\/cashadvancenexus.com\/?p=28174","og_site_name":"Cash Advance Nexus","article_published_time":"2026-04-16T17:04:10+00:00","og_image":[{"url":"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1"},{"url":"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1","width":1920,"height":1075,"type":"image\/jpeg"}],"author":"Press Room","twitter_card":"summary_large_image","twitter_image":"https:\/\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1","twitter_misc":{"Written by":"Press Room","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cashadvancenexus.com\/?p=28174","url":"https:\/\/cashadvancenexus.com\/?p=28174","name":"Mortgage rates fall to 6.3%: Freddie Mac - Cash Advance Nexus","isPartOf":{"@id":"https:\/\/cashadvancenexus.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage"},"image":{"@id":"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1","datePublished":"2026-04-16T17:04:10+00:00","dateModified":"2026-04-16T17:04:10+00:00","author":{"@id":"https:\/\/cashadvancenexus.com\/#\/schema\/person\/e5100b376b021e900c16e8801d447738"},"breadcrumb":{"@id":"https:\/\/cashadvancenexus.com\/?p=28174#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cashadvancenexus.com\/?p=28174"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cashadvancenexus.com\/?p=28174#primaryimage","url":"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1","contentUrl":"https:\/\/i0.wp.com\/a57.foxnews.com\/static.foxbusiness.com\/foxbusiness.com\/content\/uploads\/2026\/03\/0\/0\/home-for-sale-person-walking-getty.jpg?ve=1&tl=1&w=1280&resize=1280,720&ssl=1","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/cashadvancenexus.com\/?p=28174#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cashadvancenexus.com\/"},{"@type":"ListItem","position":2,"name":"Mortgage rates fall to 6.3%: Freddie Mac"}]},{"@type":"WebSite","@id":"https:\/\/cashadvancenexus.com\/#website","url":"https:\/\/cashadvancenexus.com\/","name":"Cash Advance Nexus","description":"Latest Personal Finance News and Updates","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cashadvancenexus.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/cashadvancenexus.com\/#\/schema\/person\/e5100b376b021e900c16e8801d447738","name":"Press Room","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cashadvancenexus.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b895c0c4405ace86c8692c82164597ca94182c0867af18f814a77109395446a1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b895c0c4405ace86c8692c82164597ca94182c0867af18f814a77109395446a1?s=96&d=mm&r=g","caption":"Press Room"},"sameAs":["https:\/\/cashadvancenexus.com"],"url":"https:\/\/cashadvancenexus.com\/?author=1"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/posts\/28174","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28174"}],"version-history":[{"count":1,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/posts\/28174\/revisions"}],"predecessor-version":[{"id":28176,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/posts\/28174\/revisions\/28176"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=\/wp\/v2\/media\/28175"}],"wp:attachment":[{"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cashadvancenexus.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}